Tania Murray | VP, Emi Funding
Phone: 915.540.5664
NMLS: 434562
Email: Tania.Murray@EmiFunding.com
Team: TeamTania@EmiFunding.com
- Five-star service,
- Great rates and fast closings,
- Solutions for home purchase, refinance, and renovation!
Thank you for the opportunity to earn your business.
About
Meet Tania Murray, the unstoppable force reshaping the mortgage scene in Texas and the Southwest. From a spontaneous response to a classified ad to spearheading Emi Funding, Tania’s journey is a testament to resilience and triumph in the dynamic mortgage landscape.
With over two decades of hands-on experience, Tania isn’t just a seasoned mortgage expert; she’s a trailblazer rewriting the rules of the game. As a top-performing loan officer for the past decade, her track record speaks volumes about her unwavering dedication.
Mortgage Lender Reviews
5 Stars
Jan. 08, 2026 by Deloris S.
Horizon City, TX
This is the third home I have bought over the years, and by far, this latest purchase has been the most pleasurable home-buying experience I have had to date. The folks at LoanPeaople are consummate professionals. Their entire team walked my wife and...
5 Stars
Jan. 08, 2026 by Deloris S.
Horizon City, TX
LoanPeople went above and beyond for my husband and me. We received exceptional service, consistent communication, and real care throughout the process. They answered our questions, explained each step clearly, and helped everything feel manageable a...
5 Stars
Dec. 13, 2025 by JOSE M.
El Paso, TX
Tania and her team are really committed to fulfilling my financial needs. They arranged my 1040 problems with the accountants who prepared them. I broadly recommend them. Sincerely, Jose Martinez Espinoza Ex International Partner at KPMG ...
5 Stars
Nov. 25, 2025 by Daniel D.
El Paso, TX
Great, fast and easy.
5 Stars
Nov. 11, 2025 by Jo L.
Puyallup, WA
I had worked with Tania on a previous home purchase in El Paso. That was such a great experience that I chose to go through her office again. Great and very professional team.
5 Stars
Nov. 05, 2025 by Eric T.
El Paso, TX
Couldn’t be more grateful for Tania and her team for helping us get our home! Tania and Sandra made the process so stress free and would recommend to all who are in the market to get approved for a home!
5 Stars
Nov. 01, 2025 by Rakim P.
El Paso, TX
The process was easy and everyone was very helpful and friendly.
5 Stars
Oct. 31, 2025 by Rakim P.
El Paso, TX
The process was easy and everyone was very helpful and friendly.
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
HELOAN
Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.